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For Universal Life Investment Accounts

North American Equity Enhanced Market Indexed Account

International Equity

As Of: Dec 31, 2023

Fund Objective

This account credits a daily interest rate based on a portfolio of enhanced equity investments linked to the Low Volatility TSX (TXLV) and S&P500 (SP5LVI) market indices. The portfolio uses derivative strategies to mitigate investment risk during market downturns. To further reduce volatility, BMO Insurance applies a smoothing formula.

Geo Allocation

Region Percent
North America 100.00%

Sector Allocation

Sector Percent
Consumer Staples 19.28%
Financials 18.27%
Utilities 15.72%
Industrials 10.78%
Health Care 10.67%
Real Estate 6.75%
Consumer Discretionary 6.12%
Information Technology 5.05%
Energy 3.28%
Communication Services 2.17%
Materials 1.89%

Category

International Equity

General Info

Inception Date Oct 21, 2019
Credited Interest Rate1 3.40%

Fund Management Company

BMO Insurance

Fund Growth

Period

Growth Summary

Table below lists the current growth and return for an investment of $10,000 at the fund's inception:

Investment Value $11,739.58
Rate of Return +17.40%

Calendar Performance

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Fund 3.26% 3.67% 3.72% 3.64% - - - - - -

Performance

Effective Date Credited Interest Rate1
Apr 01, 2024 3.40%
Jan 01, 2024 3.05%
Oct 01, 2023 3.10%
Jul 01, 2023 3.15%
Apr 01, 2023 3.30%
Jan 01, 2023 3.50%
Oct 01, 2022 3.50%
Jul 01, 2022 3.70%

Risk vs. Return

No Data Available

Category

International Equity

General Info

Inception Date Oct 21, 2019
Credited Interest Rate1 3.40%

Fund Management Company

BMO Insurance

1The credited interest rate may change every calendar quarter, based on the performance of the portfolio. It is guaranteed that it will never be negative. This guarantee is not applicable for amounts held in the Side Account.